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Why Insurers Cancel Policies, And What You Can Do When It Happens

http://www.kaiserhealthnews.org/Stories/2013/October/30/
insurance-policy-cancellations-insurers-consumers.aspx

excerpt:
Q. Why am I getting this notice?

A. Most likely your plan didn’t meet all the standards of the federal health law.  One type of policy being discontinued by Florida Blue, for example, did not cover hospitalizations or emergency room visits and paid a maximum of $50 toward doctor visits.  It’s possible your plan also had deductibles and other potential expenses – such as copayments for doctors and hospital care -- that exceeded the law’s annual out-of-pocket maximum of $6,350 for individuals or $12,700 for families.