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Millionaire for Life multi-state lottery game to replace Cash4Life and Lucky for Life in FebruaryReply
You make good points, but everyone's situation is different. In my current situation, I'd take the lump sum and invest it. If something happens to me, I want my wife to be well provided for permanently, not just for the duration of the annuity. If I was single, I'd take the annual payments since it would only be me to worry about. For the annual payments, I'd take a certain amount to live on and place the rest in investments and savings. The $5 MegaMillions supposedly hasn't done so we
Jan 26, 2026, 12:53 pm - PrisonerSix - Lottery News

Millionaire for Life multi-state lottery game to replace Cash4Life and Lucky for Life in FebruaryReply
It doesn't matter which option the winners choose. The top prize is split among all winners. Two winners means they can choose between $500,000/year or $9 million lump sum. The second prize is not pari-mutuel unless 21 or more win it. https://millionaire-for-life.com/cash-vs-annuity With daily drawings, this is pretty unlikely, unless the game gets very popular.
Jan 26, 2026, 12:27 pm - Tucker Black - Lottery News

"I can't believe it!" North Carolina man hugs store clerk after winning $2 million prizeReply
You have a good point. However, the time is shorter when the payments are all equal. But with the way PB and MM annuity are determined, increasing every year and more towards the last five years, you would need around 19 to 20 years to get to the present lump sum value option. In those 19 to 20 years the lump sum would have grown exponentially
Jan 14, 2026, 10:34 pm - JustMaybe - Lottery News

would you rather win 1, 10, 50, 100, or 500 million $Reply
$1 million That's enough for me to live comfortably while continuing to work. Early retirement sounds boring unless it's a massive amount of money, and that brings problems. I bought tickets for the $2 billion (really $1 billion with the stupid 50% annuity haircut) for Powerball only because it was a player's advantage. It didn't work out because of the massive variance, which I was expecting. But it was fun to imagine what I would do with $600 million after tax. The starting jackpot
Jan 9, 2026, 10:29 am - Tucker Black - Lottery Discussion Forum

Mega Millions and Powerball RaceReply
MM was unlucky in that, for their highest jackpot annuity win of $980 million, there was an 8% chance someone would win (based on number of tickets sold since the previous drawing), and someone did win. The same thing happened in the two previous jackpot wins since the rule change, and MM was even more unlucky in that they sold fewer tickets and someone won it. With slow ticket sales and outrageous odds of winning, on average the number of rollovers will be much higher.
Dec 28, 2025, 5:48 pm - Tucker Black - Lottery Discussion Forum

$1.7 BILLION: Will Powerball create a Christmas billionaire?Reply
If they gave me the 92M minus the 4, I will gladly take it and run like crazy However, your point is very valid, most players get hyped with the annuity and forgot to look at the lump sum value which they would mostly take. I am glad where I live there is no state tax on the lottery.
Dec 23, 2025, 3:07 pm - JustMaybe - Lottery News

$1.5 BILLION: Massive Powerball jackpot fuels rush for ticketsReply
That is incorrect. The cash option is not a calculation, it is a direct estimate based on actual + estimated remaining sales. The cash value going up means more tickets were sold to this point than were anticipated to be sold at this point. The annuity certainly changed too, based on the updated cash amount, but likely not enough to change a 1.xx billion precision format.
Dec 19, 2025, 7:33 pm - Todd - Lottery News

$1.1 BILLION: Powerball jackpot increased in longest-ever winless streakReply
Yes, that would be much simpler and fairer. Taxes should be built into the price of the ticket, although I understand each state has different taxes and you wouldn't have a flat ticket price. Let's be honest, unless you take the actual cash and stuff it in a mattress, the winnings will be spent or invested and thus taxed at every stage - profits, dividends, interest, stamp duties, sales taxes etc etc etc. Here in Australia our Powerball jackpots are obviously much lower given our population
Dec 15, 2025, 4:55 pm - Barramundi - Lottery News

PowerballReply
Well, well, the annuity has crossed the 1 Billion mark. This time around am sticking with one or two tickets, the most would be three. The lottery lawyer said that most winners have one or two lines Good luck to all.
Dec 11, 2025, 8:52 pm - JustMaybe - Lottery Discussion Forum

One Georgia ticket wins $983 million Mega Millions jackpotReply
Story updated with final jackpot and cash amounts, replacing estimates previously reported. Annuity: $983 million Cash Option: $453.6 million
Nov 17, 2025, 11:15 am - Todd - Lottery News