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I know that this is technically not a lottery question, it's about PCH Sweepstakes bankruptcy .Reply
if you're worried about a state lottery not being able to pay an annuity, choose the lump sum.
May 27, 2026, 9:11 pm - Brock Lee - Lottery Discussion Forum

I know that this is technically not a lottery question, it's about PCH Sweepstakes bankruptcy .Reply
He said this left him financially ruined and he can't find a job as he hasn't worked in roughly 10 years and is an older man. He said he blew his PCH Annuity payments frivolously Poor decisions can lead to all sorts of problems. If he's lucky some of that frivolous spending resulted in assets that can be sold, such as more house than a guy with a modest fixed income (he probably qualifies for social security) needs, and Walmart might give him a job as a greeter. What do the wronged PCH
May 26, 2026, 12:18 am - KY Floyd - Lottery Discussion Forum

Annuity or Cash ValueReply
I voted for the cash please. When I was young I wanted the Annuity.
May 14, 2026, 10:35 pm - JackpotWanna - Lottery Discussion Forum

Annuity or Cash ValueReply
What would be a reasonable cut off age where one says, heck no, am taking cash I don't think that whether or not you expect to live long enough to collect all of the payments is a good reason for making the choice between cash and annuity. Being older, within reason, could argue in favor of the annuity. If you're under 50 or 60 there are probably a lot more reasons you might want to spend a disproportionate amount of the jackpot in the first few years. If you're 70 and the cash value is $10
May 12, 2026, 10:55 pm - KY Floyd - Lottery Discussion Forum

Are you playing Mega Millions with the $5.00 per play?Reply
I see you all PB fans drooling at the MM $178,000,000 annuity, please no body crosses over, stay on your lane, lol, just kidding
May 1, 2026, 10:50 am - JustMaybe - Lottery Discussion Forum

Balancing Odds and Cost 😁Reply
And it's a lump sum of $10 million, not this annuity nonsense with its 50% haircut.
Apr 26, 2026, 4:48 pm - Tucker Black - Lottery Discussion Forum

US Powerball multi-state lottery game expanding to the UKReply
l read what the Article says Above it says British players do not have the option to take Lump sum. And that any British player that wins Power Ball must take the Annuity. So Annuity is their only available option. Some people ask about federal tax. There are two ways to work around it . One pay your federal tax After you win or Two your federal tax adds 20 cents or ten cents to the cost of the ticket. And l think Powerball should eliminate federal and state tax Completely. Treat it like lottery
Apr 15, 2026, 6:23 am - Powerball765 - Lottery News

Ohio woman tops husband's $1 million lottery win with $5 million winReply
Agreed. For an amount like that I would also take the annuity payments.
Mar 18, 2026, 7:30 am - Infraredsight - Lottery News

Is the Annuity payout safe?Reply
For the most part I think the annuity is a safe option. More so with the Multi State Games. The safety of the annuity may be argued in terms of the payout duration. Are we certain of living for the next 29 years to collect all the payments? No one knows for certain. Will the tax environment change so much and affect the future payments negatively? Who knows. Is there a possibility of any country ending up like Ukraine? If yes, would I want the government to be holding my money or
May 25, 2026, 9:46 pm - JustMaybe - Lottery Discussion Forum

Annuity or Cash ValueReply
Am always torn between Cash and Annuity. But I think should I win, I would opt for the Cash Option. At a moderate 7% annual return, and a modest draw down, the money would grow past the annuity by year 10 to 15. It's true that a lot can change in 30 years, from tax laws to stability.
May 10, 2026, 9:21 pm - JustMaybe - Lottery Discussion Forum