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Powerball reaches $643 million: highest lottery jackpot of 2025Reply
I'm surprised that you got that completely backwards. With fixed annual payments the advertised annuity would be less than the inflated advertising value they get by keeping more money invested for a longer time. Of course advertising that smaller annuity would almost certainly reduce sales a bit, making both the cash and annuity even smaller after any given number of rolls. They tell us the graduated annuity makes sense because of inflation, but I feel very confident that that's strictly PR abo
Aug 21, 2025, 9:18 am - Tucker Black - Lottery News

Is the Annuity payout safe?Reply
Unlike Publisher's Clearinghouse, when you win a large amount of money and take the annuity, the lottery really does have all the money needed to fund the annuity right now. They buy the annuity for you and then you collect from whoever sold the annuity to the state (probably government bonds). You are not depending on the state to raise the money needed to pay you every year.
May 20, 2026, 9:51 am - Tucker Black - Lottery Discussion Forum

Annuity or Cash Value
Cash values of the MM PB jackpots are around 45% of the advertised Annuity. What would be your choice ?
May 8, 2026, 11:49 am - CDanaT - Lottery Discussion Forum

Roll overReply
The cash value goes up with sales (27.6305% to be exact). Then, they calculate what the annuity value is based on that cash prize and current interest rates. If interest rates go up, the sum total of annuity payments goes up. If interest rates go down, the sum total of annuity payments goes down. It would be nice if these lottery games would just advertise the cash value, and let the winner decide to put the money into an annuity, or not. The sum total of annuity payments under whatever inve
Feb 14, 2026, 2:15 pm - Tucker Black - Lottery Discussion Forum

Michigan man claims record $32.9 million Lotto 47 jackpot with numbers he's used for 20 yearsReply
The age of the winner is irrelevant, because the prize is a 30 year term certain annuity, not a life annuity.
Jan 14, 2026, 2:28 am - Tucker Black - Lottery News

$1.5 BILLION: Massive Powerball jackpot fuels rush for ticketsReply
I see the cash option was updated, it is now $689.3 million. The annuity is still $1.5 billion. Will it be raised again tomorrow before the drawing? The interest rate has dropped slightly, so each cash dollar will now buy $2.176 worth of annuity instead of $2.185 worth of annuity. Players are wildly unlikely to buy a different number of tickets because of a change in interest rate so it seems wildly unlikely that a legitimate sales forecast was revised upward exactly as much as require
Dec 19, 2025, 3:39 pm - KY Floyd - Lottery News

$1.1 BILLION: Powerball jackpot increased in longest-ever winless streakReply
@ David King I've pondered the annuity vs lump sum debate as well. Ultimately, the lump sum gives you greater flexibility, and more scope to achieve higher returns than the annuity, and faster. However, if you were under 30 then I think the annuity would be more attractive. There's something very comforting in knowing that even if you blew a few million $$$ this year on bad property, bad investments, or harebrained career schemes, you only had to wait a few more months to be financially redeemed
Dec 16, 2025, 4:37 pm - Barramundi - Lottery News

Are you playing Mega Millions with the $5.00 per play?Reply
I'm too generous with MM annuity.
Oct 1, 2025, 11:45 am - JADELottery - Lottery Discussion Forum

Are you playing Mega Millions with the $5.00 per play?Reply
My guess is 487 for annuity
Sep 23, 2025, 12:34 pm - SoCola - Lottery Discussion Forum

Are you playing Mega Millions with the $5.00 per play?Reply
$417 million annuity/$193 million cash.
Sep 16, 2025, 9:16 am - rcbbuckeye - Lottery Discussion Forum