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Is the Annuity payout safe?Reply
For the most part I think the annuity is a safe option. More so with the Multi State Games. The safety of the annuity may be argued in terms of the payout duration. Are we certain of living for the next 29 years to collect all the payments? No one knows for certain. Will the tax environment change so much and affect the future payments negatively? Who knows. Is there a possibility of any country ending up like Ukraine? If yes, would I want the government to be holding my money or
May 25, 2026, 9:46 pm - JustMaybe - Lottery Discussion Forum

Annuity or Cash ValueReply
Am always torn between Cash and Annuity. But I think should I win, I would opt for the Cash Option. At a moderate 7% annual return, and a modest draw down, the money would grow past the annuity by year 10 to 15. It's true that a lot can change in 30 years, from tax laws to stability.
May 10, 2026, 9:21 pm - JustMaybe - Lottery Discussion Forum

I know that this is technically not a lottery question, it's about PCH Sweepstakes bankruptcy .Reply
Thank you for that indepth detailed link to the PCH Annuity Sweepstakes Bankruptcy. :) I was mistaken when I said he was supposed to get millions until his death, turns out he was getting $260,000 a year before taxes. That's still a very nice chunk of change to live off. There are people who work for 10 years and accumulate around $260,000 minus taxes and he was getting that every year for 10 years and not having to work. He shouldn't have blown his money frivolously.
May 26, 2026, 9:18 am - Lotto Motto - Lottery Discussion Forum

Annuity or Cash ValueReply
I forget who it is but a posters had a sig. You can always buy a better annuity . Also what winterbitd said about Publishers Clearing House.
May 8, 2026, 3:56 pm - Coin Toss - Lottery Discussion Forum

Annuity or Cash ValueReply
Annuity over Here Do not have to worry about work for 30 years. Also have a developmentally delayed family member. I would set up a blind trust for. I don't need or want any access to 100s of .... or .......millions of dollars. There would be to many hands being held out. Wanting pieces of the pie. Ie .....bankers,lawyers,financial planners, and I'm sure plenty of moochers and con-artists to .....
May 8, 2026, 3:33 pm - Justing618 - Lottery Discussion Forum

Annuity or Cash ValueReply
Id take the cash. For a nightmare annuity scenario, just look at what happened with publishers clearing house. They declared bankruptcy and stopped paying out to the winners who still had payments coming.
May 8, 2026, 1:23 pm - winterbird - Lottery Discussion Forum

Is this Mega Millions cash value tax calculation correct? (Florida example)Reply
Click on USA MEGA, then select MM, Jackpot Analysis. Select your filing status and get the payouts for both cash and annuity for any state.
Apr 9, 2026, 8:10 pm - grwurston - Lottery Discussion Forum

It looks as if the $5.00 MM ticket is doing poorly.Reply
It took 40 draws, 5 months, to generate an annuity jackpot still sub billion. This is the longest series of rollovers ever recorded for Mega Millions. The Texas lottery, using an estimated sales figures translated into what are presumably Poisson distribution calculations, indicated that the probability of forty rollovers was less than 35%. It follows if one does simple math that more than 40 rollovers would be required to reach annuity jackpots over a billion dollars, and thus is unlik
Mar 10, 2026, 4:24 pm - Prob988 - Lottery Discussion Forum

US Powerball multi-state lottery game expanding to the UKReply
In the UK the game is different 1) The ticket will cost 4 pounds or $5.00 at today's exchange rate 2) If you get (2) of the white ball numbers you get 8 pounds or $10.00 3) if you win the jackpot you can't get the cash option only the annuity (You can sell that annuity to an insurance company for NPV (Net Present Value) in a heartbeat. ) 4) In the US - lottery sales are $100 billion a year but only $10 billion in the UK. 5) US Powerball ticket prices in the UK will be the mos
Apr 15, 2026, 10:55 am - JohnGalt3 - Lottery News

Are you playing Mega Millions with the $5.00 per play?Reply
On Page 3 of this thread I said, I will probably play when the CASH VALUE is at $500,000,000 + , referring to the new $5 MM ticket price. Now, the PB is playing their gormless games...SO....If this UK thing happens ?? I will most likely develop the same starting point--$500 Million CASH VALUE. PB leadership has shot themselves in the foot(IMHO) with their failing to restart the jackpot at $40 Million due to Covid mess in 2020-2022. That medical problem has been subsided now for 3+ years but the
Jun 2, 2026, 12:15 pm - CDanaT - Lottery Discussion Forum