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Annuity or Cash ValueReply
just look at what happened with publishers clearing house. Here's a fun fact. Publisher's Clearing House wasn't running a Ponzi scheme, but they were apparently paying for prizes won in the past with the money they were making when a prize payment was due. There was no prize money set aside in a separate fund, let alone with a 3rd party that was responsible for making the payments independently of PCH. If a state defaults on an annuity it's going to be because there was some major financial
May 9, 2026, 1:56 am - KY Floyd - Lottery Discussion Forum

Mega Millions and Powerball RaceReply
It only made it past 160 because interest rates are up. The cash value of 72.9 million is only 44.7% of the annuity value. The last time it got past 150 the advertised annuity of 157 had a cash value of an even 72 million.
Apr 25, 2026, 2:40 am - KY Floyd - Lottery Discussion Forum

No winner again: Powerball jackpot hits $1.6 billion in longest-ever rollover runReply
Estimate was way off. They missed by even more in than MM missed back in October 2018 when they advertised a $1.6 billion jackpot and only managed 1.537. Depending on the metric you choose PB missed by almost 2 1/2 times as much as MM did. MM advertised an annuity increase of $600 million and missed by 10.5%. Powerball advertised a nominal annuity increase of $250 million and missed by 26%. Could be an indicator of lotto fatigue. Jackpot growth has definitely slowed down in general
Dec 22, 2025, 2:41 pm - KY Floyd - Lottery News

Millionaire for Life multi-state lottery game to replace Cash4Life and Lucky for Life in FebruaryReply
* The annuity for this generally makes even less sense than with PB or MM, especially for anyone over 50ish. I'm over 50 and I already have plans to get a full body MRI from someplace like Ezra before I decide whether to take the annuity or cash. If I don't have any serious illnesses, it'll be annuity. People are often living into their 90's these days. My family isn't especially long lived but I take better care of myself than the rest of them do. https://ezra.com/pricing
Feb 23, 2026, 11:02 am - HoLeeKau - Lottery News

$1.5 BILLION: Massive Powerball jackpot fuels rush for ticketsReply
Can't get anything past you, can I? Except sarcasm. Along with the lower interest rate and a magically increased cash value, the sales estimate was revised downward from $312 million to $288.5 million. The estimate for the funded annuity was also revised downward from 1.502B to 1.475B. The only reason the posted cash value was raised is because the previously posted cash value can't buy a big enough annuity to match what they've advertised. It's hardly the first time. For at least a cou
Dec 20, 2025, 12:42 pm - KY Floyd - Lottery News

Are you playing Mega Millions with the $5.00 per play?Reply
Powerball's increase of $8.8 Million is pretty consistent with a Monday drawing. We like Powerball's transparency with Jackpot changes. Below we can see the change in Annuity, Cash and the Sales values all move fairly well with each other. Powerball doesn't give a false perception of Jackpot growth. Mega Millions, however, we can see the disconnect of the Annuity changes relative to the changes in Cash and the Sales for each drawing at the beginning of a Jackpot Run.
Apr 12, 2026, 11:54 pm - JADELottery - Lottery Discussion Forum

I know that this is technically not a lottery question, it's about PCH Sweepstakes bankruptcy .Reply
Is there a way that the guy who bought a 30 year Mortgage when he was still getting PCH Annuity payments can cancel the mortgage saying something like, When I bought the 30 year Mortgage I was an active PCH winner. But now that PCH is bankrupt and I'm not going to get anymore PCH Annuity payments, I need to cancel my 30 year Mortgage. Mortgage Lenders should have cancellation choices in place because a lot of bad things can pop up suddenly where the homeowner can no longer pay for the mortgage s
Yesterday, 8:51 pm - Lotto Motto - Lottery Discussion Forum

I know that this is technically not a lottery question, it's about PCH Sweepstakes bankruptcy .Reply
if you're worried about a state lottery not being able to pay an annuity, choose the lump sum.
May 27, 2026, 9:11 pm - Brock Lee - Lottery Discussion Forum

I know that this is technically not a lottery question, it's about PCH Sweepstakes bankruptcy .Reply
He said this left him financially ruined and he can't find a job as he hasn't worked in roughly 10 years and is an older man. He said he blew his PCH Annuity payments frivolously Poor decisions can lead to all sorts of problems. If he's lucky some of that frivolous spending resulted in assets that can be sold, such as more house than a guy with a modest fixed income (he probably qualifies for social security) needs, and Walmart might give him a job as a greeter. What do the wronged PCH
May 26, 2026, 12:18 am - KY Floyd - Lottery Discussion Forum

Annuity or Cash ValueReply
I voted for the cash please. When I was young I wanted the Annuity.
May 14, 2026, 10:35 pm - JackpotWanna - Lottery Discussion Forum